Debunking 5 Medigap Misconceptions
Posted: September 21, 2023
As the name implies, Medigap insurance is designed to fill in gaps in coverage that occur with Original Medicare. For example, if Original Medicare Part B covers 80% of medically necessary services for your outpatient care, a Medigap policy will cover the remaining 20%. This is important coverage to have, as there is no cap on out-of-pocket expenses with Original Medicare. Myths and misunderstandings concerning...
Assisted Living Week: Protecting Grandparents with Long-Term Care Insurance
Posted: September 10, 2023
Today we are celebrating National Grandparents' Day, which always falls on the first Sunday after Labor Day. September 10 also marks the start of Assisted Living Week this year. Similar to Mother’s Day and Father’s Day, Grandparents' Day is an entire day dedicated to grandparents. It is an opportunity to treasure the special connection between grandparents and children, which has been proven to be beneficial...
Do Graduate Students Need Life Insurance?
Posted: September 7, 2023
Obtaining a graduate degree may be the right choice to increase your earning potential and advance your career. If you have decided to go to graduate school, life insurance may be the last thing on your mind. Nevertheless, it may be a smart move for a full-time or part-time graduate student. Students in grad school tend to be older with more responsibilities than undergraduates. They...
Everything You Need to Know about Medicare Open Enrollment in 2023
Posted: September 6, 2023
For those eligible for Medicare, Open Enrollment is the time to reconsider your options, select a plan, or make other adjustments to your healthcare coverage. The following are answers to key questions about Medicare Open Enrollment. What Is Medicare? Medicare is a federal fee-for-service health insurance program in two parts – hospital insurance (Part A) and medical insurance (Part B). For your medical coverage, you...
3 Health Insurance Options for College Students
Posted: August 25, 2023
Everyone needs health insurance, including college students. If you are heading off to college in the fall, it is important to make sure you have health insurance, find out where to go in case you become sick or injured, and choose a pharmacy to fill your prescriptions. As for health insurance, the following are three possible options for students attending college. Stay on Your Parents’...